Barclays Xbox Mastercard Now Available for All… Hmm, No Thanks!

Barclays Xbox Mastercard

In September 2023, Xbox Insiders received early access to the Xbox Mastercard. And starting today, the Xbox Mastercard with no annual fee is available to U.S. residents.

The credit card promises a unique value tailored to players by using a points system that allows them to spend points on things they love. But it actually doesn’t deliver at all, and is probably one of the worst cards you can apply for. The best feature is probably the fact that it has no annual fee.

But just in case you really love you Xbox and want a credit card to go along with it, here are some of the perks as described in the press release:

• Xbox & Microsoft – Earn 5x card points on eligible products at the Microsoft Store.  
• Streaming services – Earn 3x card points on eligible streaming services like Netflix and Disney+. 
• Dining delivery services – Earn 3x card points on eligible dining delivery services like Grubhub and DoorDash. 
• Everyday purchases – Earn 1X card points on all other everyday purchases. 

Cardmembers will also get access to more benefits including a few new benefits that start today:

• A bonus of 5,000 card points (a $50 value) after first purchase. 
• Three months of Xbox Game Pass Ultimate for new Game Pass members after their first purchase. Current Game Pass members can easily gift it to a friend or family member so everyone can join the fun.
• Both new and existing cardmembers can earn two 3-month codes to gift to friends or family to try Game Pass Ultimate for the first time when $7,000 or more is spent within first 12 months of opening the card account.
• Cardmembers are upgraded to Level 2 of Microsoft Rewards, earning rewards faster with Xbox Mastercard.
• Boost the volume with 3 free months of Spotify Premium Individual for new and existing cardmembers (for new Spotify Premium Individual users only). ³
• Flexibility of use with contactless payments and digital wallets. 
• Online access to cardmembers’ credit score for free, which allows users to keep an eye on their credit score and receive alerts when their score has changed. 
• $0 Fraud Liability protection, so cardmembers are not responsible for charges they didn’t authorize. 

Let me know what is the worst credit card you have applied for? For me it was probably the Stash Hotel Card, and I still have those points in my account. Would the Xbox Mastercard make your list?