Citi Dividend 5% Category for 4th Quarter of 2023

Citi Dividend 5% Category for 4th Quarter of 2023

Citi has released the calendar for the fourth quarter of 2023 for the 5% Cash Back categories on the Citi Dividend card. This card is no longer available for new applications, but many people still have it. It has no annual fee and also comes with rotating 5% categories, similar to Chase Freedom Flex and Discover It. Let’s take a look at the Citi Dividend 5% Q4 categories.

5% Category for 4th Quarter

The categories where you can earn 5% during the upcoming fourth quarter of 2023 are:

• Grocery Stores: Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.

You can activate these categories here. This offer starts within two business days of when you enroll, or October 1, 2023, whichever is later, and ends on December 31, 2023. During the offer period, you will earn an additional 4% cash back on purchases at eligible merchants. Your total annual (calendar year) cash back is limited to $300 and includes additional cash back earned in connection with this offer.

Guru’s Wrap-Up

The total cash back you can earn with the card is $300 per calendar year. So you’ll get 5% on up to $6,000 spend for the whole year, and you can maximize it all within one quarter if you prefer.

Citi Dividend’s 5% categories for Q4 2023 include Grocery Stores. This is a popular category since most people spend a good amount of money on groceries. Plus you can often third party gift cards.

Also don’t forget about the current quarter’s categories. You can earn 5% at Gas Stations and Home Improvement Stores.

If you don’t have the Citi Dividend card, take a look at the new 5% card from Citi, the Custom Cash card.