Citi Dividend 5% Categories for Q1 2025
Citi has released the calendar for the first quarter of 2025 for the 5% Cash Back categories on the Citi Dividend card. This card is no longer available for new applications, but many people still have it. It has no annual fee and also comes with rotating 5% categories, similar to Chase Freedom Flex and Discover It. Let’s take a look at the Citi Dividend 5% categories for Q1 2025.
5% Category for Q1 2025
The categories where you can earn 5% during the upcoming first quarter of 2025 are:
- Amazon
- Select Streaming Services: Amazon Prime Video, Amazon Music, Apple Music, Disney+, DirecTV Stream, ESPN+, fuboTV, Max, NBA League Pass, Netflix, Pandora, Paramount+, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal
You can activate these categories here. This offer starts within two business days of when you enroll, or January 1, 2025, whichever is later, and ends on March 30, 2025.
During the offer period, you will earn an additional 4% cash back on purchases at Grocery Stores and Drugstores. Your total annual cash back is limited to $300 (eligible transactions appearing on your January – December billing statements) and includes additional cash back earned in connection with this offer.
Activation is available starting December 15, 2024.
Guru’s Wrap-Up
The total cash back you can earn with the card is $300 per calendar year. So you’ll get 5% on up to $6,000 spend for the whole year, and you can maximize it all within one quarter if you prefer.
Citi Dividend’s 5% categories for Q1 2025 include Amazon purchases and many popular streaming services. Amazon is a popular merchant, but many people already have cards that earn 5% and you can also save 5% by buying Amazon gift cards at office supply stores with Chase Ink Cash cards. Streaming services is not a very useful category as most people don’t spend enough to maximize it.
If you don’t have the Citi Dividend card, take a look at the new 5% card from Citi, the Custom Cash card.
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