Check Out the Best Credit Card Offers of the Month
If you’re wondering what are the best credit card offers available right now, this list is for you. Here you can find the best available credit card bonuses for this month, ranked by the approximate value of the bonus.
The value is obviously not an exact science, and it can vary widely based on your favorite hotel and airline program. It can also vary based on what destinations you’re chasing, or the way you like to travel. You also need to look at the annual fees and the ongoing perks and benefits that each card provides. That can easily tip the scale one way or the other.
Amex Business Platinum: 150K
- Welcome Bonus: Earn 150,000 Membership Rewards points after you spend $15,000 on eligible purchases within the first 3 months of Card Membership. (NLL offer, can vary between 80K and 170K)
- Approx. Bonus Value: $2,250
- $695 Annual Fee
- READ MORE
American Express Platinum Card: 100K + $250
- Welcome Bonus: Earn 100,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Plus earn 10x points at restaurants worldwide on up to $25,000 in eligible purchases on your new Card during your first 6 months of Card Membership. (It’s also possible to pull up a 150K offer through referrals)
- Approx. Bonus Value: $1,750
- $695 Annual Fee
- READ MORE
Chase Ink Business Preferred: 100K
- Welcome Bonus: Earn 100,000 Ultimate Rewards points after you spend $8,000 within the first three months.
- Approx. Bonus Value: $1,600
- $95 Annual Fee
- READ MORE
Chase Sapphire Preferred: 80K
- In-Branch Bonus: Earn 80,000 bonus points after spending $4,000 or more in the first 3 months, plus an additional 10,000 bonus points after spending $6,000 total on purchases made in the first 6 months from account opening.
- Approx. Bonus Value: $1,440
- $95 Annual Fee.
- READ MORE
American Express Gold Card: 75K + $250
- Welcome Bonus: Earn 75,000 Membership Rewards points after you spend $4,000 on eligible purchases in your first 6 months. Plus, receive 20% back as a statement credit on purchases made at restaurants worldwide within the first 12 months of Card Membership, up to $250 back.
- Approx. Bonus Value: $1,375
- $250 Annual Fee
- READ MORE
Marriott Bonvoy Boundless® Credit Card From Chase: 250K
- Welcome Bonus: Earn five bonus Free Night Awards after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points
- Approx. Bonus Value: $1,250
- $95 Annual Fee
- READ MORE
Chase Ink Business Cash: 75K
- Welcome Bonus: Earn $750 in the form of 75,000 Ultimate Rewards points when you spend $6,000 in your first 3 months.
- Approx. Bonus Value: $1,200
- No Annual Fee.
- READ MORE
Chase Ink Business Unlimited: 75K
- Welcome Bonus: Earn $750 in the form of 75,000 Ultimate Rewards points when you spend $6,000 in your first 3 months.
- Approx. Bonus Value: $1,200
- No Annual Fee
- READ MORE
Citi/AAdvantage Executive Mastercard: 100K
- Best Ever Welcome Bonus: Earn 100,000 bonus miles after spending $10,000 on purchases within the first 3 months of account opening.
- Approx. Bonus Value: $1,200
- $595 Annual Fee
- READ MORE
Capital One Venture: 80K
- Best Ever Welcome Bonus: Earn 80,000 bonus miles after spending $5,000 on purchases within the first 3 months of account opening.
- Approx. Bonus Value: $1,120
- $95 Annual Fee
- READ MORE
Chase Sapphire Reserve: 70K
- Welcome Bonus: Earn 70,000 Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months after account opening.
- Approx. Bonus Value: $1,120
- $550 Annual Fee
- READ MORE
American Express Green Card: 60K + $200
- Best Ever Welcome Bonus: Earn 60,000 Membership Rewards Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit.
- Approx. Bonus Value: $1,100
- $150 Annual Fee
- READ MORE
Chase Aeroplan Card: 100K
- Welcome Bonus: Earn 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open, plus 25,000 points after you spend $20,000 on purchases in the first 12 months your account is open.
- Approx. Bonus Value: $1,100
- $95 Annual Fee
- READ MORE
Chase Ink Business Premier: $1,000
- Welcome Bonus: Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
- Approx. Bonus Value: $1,000
- $195 Annual Fee
- READ MORE
Delta SkyMiles American Express Cards: 60K-100K
- Welcome Bonuses: These new bonuses on Delta SkyMiles cards vary from 65,000 SkyMiles on the consumer Delta Gold Card, to 100,000 SkyMiles on the business Delta Reserve Card.
- Approx. Bonus Value: Up to $1,000
- Annual Fee Varies
- Ends: August 2, 2023.
- READ MORE
Barclays AAdvantage Aviator Red: 70K
- Best Ever Welcome Bonus: Earn 70,000 AAdvantage bonus miles after making your first purchase in the first 90 days and paying the $99 annual fee.
- Approx. Bonus Value: $840
- $99 Annual Fee
- READ MORE
Barclays JetBlue Plus Card: 75K
- Welcome Bonus: Earn 75,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
- Approx. Bonus Value: $825
- $99 Annual Fee
- READ MORE
Chase Avios Cards: 75K
- Welcome Bonus: Earn 75,000 Bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening.
- Approx. Bonus Value: $825
- $95 Annual Fee
- READ MORE
Bank of America Air France KLM: 70K + $100
- Welcome Bonus: Earn 70,000 Bonus Miles plus qualify for a bonus of 40 XP after you make $2,000 or more in purchases within the first 90 days of your account opening. Plus get a welcome bonus of 60 XP upon approval! Plus earn a $100 statement credit after the first purchase.
- Approx. Bonus Value: $800
- $89 Annual Fee
- READ MORE
U.S. Bank Business Leverage Visa Card: 75K
- Welcome Bonus: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owner’s card within the first 120 days of opening your account.
- Approx. Bonus Value: $750
- $95 Annual Fee (waived 1st year)
- READ MORE
Bank of America Premium Rewards Elite: 75K
- Best Ever Welcome Bonus: Earn 75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
- Approx. Bonus Value: $750
- $550 Annual Fee
- READ MORE
Marriott Bonvoy Business® American Express® Card: 150K
- Welcome Bonus: Earn three bonus Free Night Awards after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points
- Approx. Bonus Value: $750
- $125 Annual Fee
- READ MORE
Wyndham Rewards Earner Plus: 75K
- Welcome Bonus: Earn 75,000 bonus points, enough for up to 10 free nights, after spending $1,000 on purchases in the first 90 days.
- Approx. Bonus Value: $675
- $75 Annual Fee
- READ MORE
How Bonus Value is Calculated
Here are the point valuations used for the “Approx Bonus Value”:
Loyalty Program | Cents per point |
Chase Ultimate Rewards | 1.6 cpp |
American Express Membership Rewards | 1.5 cpp |
Citi ThankYou | 1.4 cpp |
Capital One Miles | 1.4 cpp |
Alaska Airlines Miles | 1.3 cpp |
American Airlines AAdvantage Miles | 1.2 cpp |
Air Canada Aeroplan | 1.1 cpp |
JetBlue TrueBlue Points | 1.1 cpp |
Avios | 1.1 cpp |
Southwest Rapid Rewards | 1.1 cpp |
Air France/KLM Miles | 1.0 cpp |
Delta SkyMiles | 1.0 cpp |
Wyndham Rewards | 0.9 cpp |
Marriott Bonvoy Points | 0.5 cpp |
Hilton Honors Points | 0.4 cpp |
IHG One Rewards | 0.4 cpp |
The valuation for other credits that are part of the welcome bonus is usually just done at my discretion, but you can always chime in and leave a comment if you thing it is not realistic.
Best Credit Card Offers: Guru’s Wrap-up
This list of the best credit card offers is continuously updated, so you can bookmark it and check it every month. This list includes credit cards offers that are widely available in most or all states, and issued by major banks such as Chase, American Express, Citi, Bank of America and more.
Before applying for a card, you should also consider the application rules for each credit card issuer. Chase for example has a 5/24 rule, so you need to take that into account when applying for a credit card. Other issuers also have their own set of rules when it comes to the maximum credit card that you can have, or the frequency of applications.
Let us know what your favorite offers are, and you can always suggest other credit card bonuses that are not listed above.
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