Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
4.53%+10
6.16%+10
- Fixed APR:
4.53%+10
- Variable APR:
6.16%+10
- Min. credit score:
Does not disclose - Loan amount:
$2,001* to $400,000 - Loan terms (years):
5, 7, 10, 12, 15, 20 - Repayment options:
Full deferral, fixed/flat repayment, interest only, academic deferment, military deferment, forbearance, loans discharged upon death or disability - Fees:
None - Discounts:
0.25% to 1.00% automatic payment discount, 1% cash back graduation reward - Eligibility:
Must be a U.S. citizen or permanent resident or DACA student enrolled at least half-time in a degree-seeking program - Customer service:
Email, phone - Prequalified rates with a soft credit check:
Yes - Cosigner release:
After 12 on-time principal and interest payments - Loan servicer:
Launch Servicing, LLC
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
4.99%+1
6.37%+
- Fixed APR:
4.99%+1
- Variable APR:
6.37%+
- Min. credit score:
720 - Loan amount:
$1,000 to $350,000 - Loan terms (years):
5, 10, 15 - Loan types:
Any private or federal student loan - Repayment options:
Full deferral, full monthly payment, interest only, immediate repayment, academic deferment, military deferment, forbearance, loans discharged upon death or disability - Fees:
Late fee - Discounts:
Autopay, loyalty - Eligibility:
Available in all 50 states (international students can apply with a creditworthy U.S. citizen or permanent resident cosigner) - Customer service:
Email, phone, chat - Soft credit check:
Yes - Cosigner release:
After 36 months - Loan servicer:
Firstmark Services
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
4.49%+2,3
5.59%+2,3
- Fixed APR:
4.49%+2,3
- Variable APR:
5.59%+2,3
- Min. credit score:
Does not disclose - Loan amount:
$1,000 up to cost of attendance - Loan terms (years):
5, 8, 10, 15, 20 - Repayment options:
Full deferral, full monthly payment, fixed/flat repayment, interest only, immediate repayment, academic deferment, forbearance, loans discharged upon death or disability - Fees:
Late fee - Discounts:
Autopay - Eligibility:
Must be a U.S. citizen or permanent resident and be making satisfactory academic progress. - Customer service:
Email, phone - Prequalified rates with a soft credit check:
Yes - Cosigner release:
After half of the scheduled repayment term has been completed - Loan servicer:
College Ave Servicing LLCLearn more about cosigner release requirements. Requesting prequalified rates on Credible is free and doesn’t affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
4.43%+
5.39%+
- Fixed APR:
4.43%+
11 - Variable APR:
5.39%+
11 - Loan amount:
$1,000 to $99,999 annually
($180,000 aggregate limit)11 - Loan terms (years):
7, 10, 1511 - Repayment options:
Full deferral, immediate repayment, interest-only repayment, flat/full repayment, academic deferment, military deferment, forbearance, loans discharged upon death or disability - Fees:
None - Discounts:
Autopay11 - Eligibility:
Available to borrowers in all 50 states. Must be a U.S. citizen or permanent resident. - Customer service:
Phone, email - Prequalified rates with a soft credit check:
Yes - Cosigner release:
After 36 months11 - Loan servicer:
American Education Services - Min. income:
$1
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
4.6%+8
7.64%+8
- Fixed APR:
4.6%+8
- Variable APR:
7.64%+8
- Min. credit score:
670 - Loan amount:
$1,001 up to cost of attendance - Loan terms (years):
5, 10, 15 - Repayment options:
Full deferral, full monthly payment, interest only, immediate repayment, academic deferment, forbearance - Fees:
Late fee - Discounts:
Autopay, reward for on-time graduation - Eligibility:
Must be an Indiana resident or a U.S. citizen attending an eligible Indiana school - Customer service:
Email, phone, chat - Prequalified rates with a soft credit check:
Yes - Cosigner release:
After 12 months - Loan servicer:
American Education Services
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
5.35%+
- Fixed APR:
5.35%+
- Variable APR:
N/A - Min. credit score:
670 - Loan amount:
$1,500 up to cost of attendance less aid - Loan terms (years):
10, 15 - Repayment options:
Full deferral, interest only, immediate repayment, academic deferral, forbearance - Fees:
None - Discounts:
None - Eligibility:
Must be a U.S. citizen or permanent resident and be making satisfactory academic progress. - Customer service:
Email, phone - Prequalified rates with a soft credit check:
Yes - Cosigner release:
After 48 months - Loan servicer:
American Education Services (AES)
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
4.50%9
–
15.49%9
6.37%9
–
16.70%9
- Fixed APR:
4.50%9
–
15.49%9
- Variable APR:
6.37%9
–
16.70%9
- Min. credit score:
Does not disclose - Loan amount:
$1,000 up to 100% of school-certified cost of attendance - Loan terms (years):
10 to 209 - Repayment options:
Full deferral, fixed/flat repayment, interest only, academic deferment, forbearance, loans discharged upon death or disability - Fees:
Late fee, non-sufficient funds (NSF) fee - Discounts:
Autopay - Eligibility:
Must be a U.S. citizen or permanent resident. Also available to non-U.S. citizen students (including DACA students) attending a school located in the U.S. who apply with a qualifying cosigner. - Customer service:
Phone, chat - Prequalified rates with a soft credit check:
Yes - Cosigner release:
Borrowers can apply after graduation, 12 consecutive on-time principal and interest payments, and meeting certain credit requirements. - Loan servicer:
Sallie Mae
Lowest APRs reflect autopay, loyalty, and interest-only repayment discounts where available. Prequalified rates are not an offer of credit. | 10Ascent Disclosures | 1Citizens Bank Disclosures | 2,3College Ave Disclosures | 11Custom Choice Disclosures | 7EDvestinU Disclosures | 8INvestEd Disclosures | 9Sallie Mae Disclosures
Credit: Source link
